.page-insights.nicole-home{overflow-x:clip}html:has(.page-insights){overflow-x:clip}html:has(.page-insights) body{overflow-x:clip}.ins-sr{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.ins-meta{font:600 8.5px/1.4 var(--font-body-stack);letter-spacing:.18em;text-transform:uppercase;color:var(--muted);flex-wrap:wrap;align-items:center;gap:10px;margin:0;display:flex}.ins-meta span[aria-hidden=true]{opacity:.6}.ins-filter{z-index:40;-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--line);background:#f7f6f2f7;position:sticky;top:74px}.ins-filter-inner{max-width:var(--container);padding:0 var(--gutter);box-sizing:content-box;justify-content:space-between;align-items:center;gap:32px;min-height:78px;margin:0 auto;display:flex}.ins-tabs-scroll{min-width:0}.ins-tabs{align-items:center;gap:clamp(20px,2.6vw,40px);display:flex;position:relative}.ins-tab{cursor:pointer;white-space:nowrap;font:600 9px/1 var(--font-body-stack);letter-spacing:.2em;text-transform:uppercase;color:var(--muted);background:0 0;border:none;padding:30px 0 28px;transition:color .25s;position:relative}.ins-tab:hover,.ins-tab.is-active{color:var(--navy)}.ins-tabs-bar{background:var(--navy);opacity:0;transform-origin:0;width:0;height:1.5px;transition:transform .55s var(--ease), width .55s var(--ease), opacity .3s ease;pointer-events:none;position:absolute;bottom:18px;left:0}.ins-search{border:1px solid var(--line);background:var(--paper-card);width:clamp(220px,20vw,290px);height:44px;color:var(--muted);flex-shrink:0;align-items:center;gap:10px;padding:0 14px;transition:border-color .25s,box-shadow .25s;display:flex;position:relative}.ins-search:focus-within{border-color:#1e3a5f8c;box-shadow:0 0 0 3px #1e3a5f14}.ins-search input{min-width:0;height:100%;font:400 12.5px/1 var(--font-body-stack);color:var(--navy);background:0 0;border:none;outline:none;flex:1}.ins-search input::placeholder{color:#8b939c}.ins-search input::-webkit-search-cancel-button{display:none}.ins-search-clear{width:28px;height:28px;color:var(--navy);cursor:pointer;background:0 0;border:none;justify-content:center;align-items:center;margin-right:-6px;display:inline-flex}.ins-featured{padding:clamp(48px, 5.5vw, 80px) var(--gutter) 0}.ins-featured-grid{max-width:var(--container);border-bottom:1px solid var(--line);grid-template-columns:minmax(0,1.12fr) minmax(0,.88fr);align-items:center;gap:clamp(32px,4.5vw,72px);margin:0 auto;padding-bottom:clamp(48px,5.5vw,80px);display:grid}.ins-featured-media{aspect-ratio:16/10;background:var(--ivory-deep);display:block;position:relative;overflow:hidden}.ins-featured-media img{object-fit:cover;width:100%;height:100%;transition:transform 1.4s var(--ease);display:block}.ins-featured-grid:hover .ins-featured-media img{transform:scale(1.05)}.ins-featured-copy{max-width:460px}.ins-featured-title{font:400 clamp(2.1rem, 3.3vw, 3.15rem)/1.06 var(--font-serif-stack);letter-spacing:-.012em;text-wrap:balance;margin:6px 0 0}.ins-featured-title a{color:inherit;transition:background-size .6s var(--ease);background-image:linear-gradient(currentColor,currentColor);background-position:0 100%;background-repeat:no-repeat;background-size:0 1px;text-decoration:none}.ins-featured-title a:hover{background-size:100% 1px}.ins-featured-excerpt{font:400 14px/1.75 var(--font-body-stack);color:var(--ink);margin:22px 0 0}.ins-featured-copy .ins-meta,.ins-featured-cta{margin-top:26px}.ins-latest{padding:clamp(56px, 6.5vw, 92px) var(--gutter) var(--section-y);scroll-margin-top:150px}.ins-latest-inner{max-width:var(--container);margin:0 auto}.ins-latest-head{justify-content:space-between;align-items:flex-end;gap:24px;margin-bottom:clamp(30px,3.4vw,44px);display:flex}.ins-latest-title{margin:0}.ins-latest-count{font:600 9px/1 var(--font-body-stack);letter-spacing:.22em;color:var(--muted);padding-bottom:6px}.ins-grid{grid-template-columns:repeat(3,minmax(0,1fr));row-gap:clamp(44px,4.5vw,64px);display:grid}.ins-card{border-left:1px solid var(--line);min-width:0;padding:0 clamp(18px,2vw,28px)}.ins-grid>.ins-card:nth-child(3n+1){border-left:none;padding-left:0}.ins-grid>.ins-card:nth-child(3n){padding-right:0}.ins-card-link{height:100%;color:var(--navy);flex-direction:column;text-decoration:none;display:flex}.ins-card-media{aspect-ratio:4/3;background:var(--ivory-deep);position:relative;overflow:hidden}.ins-card-media img{object-fit:cover;width:100%;height:100%;transition:transform 1.2s var(--ease);display:block}.ins-card-link:hover .ins-card-media img{transform:scale(1.05)}.ins-card-body{flex-direction:column;flex:1;padding-top:22px;display:flex}.ins-card-cat{font:600 8.5px/1 var(--font-body-stack);letter-spacing:.22em;text-transform:uppercase;color:var(--navy);margin:0}.ins-card-title{font:400 clamp(1.45rem, 1.9vw, 1.7rem)/1.14 var(--font-serif-stack);letter-spacing:-.005em;color:var(--navy);text-wrap:balance;margin:12px 0 0}.ins-card-excerpt{font:400 12.5px/1.7 var(--font-body-stack);color:#56606b;-webkit-line-clamp:3;line-clamp:3;-webkit-box-orient:vertical;margin:12px 0 0;display:-webkit-box;overflow:hidden}.ins-card .ins-meta{margin-top:20px}.ins-card-cta{background-image:linear-gradient(currentColor,currentColor);background-position:0 100%;background-repeat:no-repeat;background-size:100% 1px;border-bottom:none;align-self:flex-start;margin-top:auto;padding-top:22px}.ins-card-link:hover .ins-card-cta svg{transform:translate(5px)}.ins-empty{text-align:center;background:var(--ivory);max-width:640px;animation:insFadeUp .6s var(--ease) both;margin:0 auto;padding:clamp(40px,5vw,64px) clamp(24px,4vw,56px)}.ins-empty .eyebrow{justify-content:center}.ins-empty-title{font:400 clamp(1.7rem, 2.6vw, 2.2rem)/1.12 var(--font-serif-stack);color:var(--navy);text-wrap:balance;margin:4px 0 0}.ins-empty-text{max-width:44ch;font:400 13.5px/1.7 var(--font-body-stack);color:var(--ink);margin:16px auto 0}.ins-empty-actions{flex-wrap:wrap;justify-content:center;align-items:center;gap:18px 28px;margin-top:28px;display:flex}@keyframes insFadeUp{0%{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}.ins-market{background:var(--ivory);grid-template-columns:minmax(0,.82fr) minmax(0,1.18fr);display:grid;overflow:hidden}.ins-market-copy{width:100%;max-width:560px;padding:clamp(56px, 6vw, 96px) clamp(36px, 4.5vw, 72px) clamp(56px, 6vw, 96px) var(--gutter);place-self:center end}.ins-market-title{margin:4px 0 0}.ins-market-lede{max-width:40ch;margin-top:20px;font-size:14px}.ins-market-btn{margin-top:32px}.ins-market-media{min-height:clamp(380px,38vw,560px);position:relative;overflow:hidden}.ins-market-media img{object-fit:cover;width:100%;height:100%;transition:transform 1.4s var(--ease);position:absolute;inset:0}.ins-market:hover .ins-market-media img{transform:scale(1.04)}.ins-topics{padding:var(--section-y) var(--gutter)}.ins-topics-inner{max-width:var(--container);margin:0 auto}.ins-topics-head{margin-bottom:clamp(28px,3.2vw,44px)}.ins-topics-head .pg-h2{margin:4px 0 0}.ins-topics-row{grid-template-columns:repeat(5,minmax(0,1fr));margin:0;padding:0;list-style:none;display:grid}.ins-topic{border-left:1px solid var(--line);min-width:0;padding:0 clamp(10px,1.1vw,16px)}.ins-topic:first-child{border-left:none;padding-left:0}.ins-topic:last-child{padding-right:0}.ins-topic-link{color:var(--navy);flex-direction:column;text-decoration:none;display:flex}.ins-topic-media{aspect-ratio:4/5;background:var(--ivory-deep);display:block;overflow:hidden}.ins-topic-media img{object-fit:cover;width:100%;height:100%;transition:transform 1.2s var(--ease);display:block}.ins-topic-link:hover .ins-topic-media img{transform:scale(1.06)}.ins-topic-name{font:400 clamp(1.3rem, 1.6vw, 1.5rem)/1.1 var(--font-serif-stack);margin-top:18px}.ins-topic-label{font:600 8px/1 var(--font-body-stack);letter-spacing:.2em;color:var(--navy);align-items:center;gap:8px;margin-top:10px;display:inline-flex}.ins-topic-label svg{transition:transform .3s var(--ease)}.ins-topic-link:hover .ins-topic-label svg{transform:translate(5px)}.ins-notes{padding:0 var(--gutter) var(--section-y)}.ins-notes-inner{max-width:var(--container);border-top:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:minmax(0,1fr) minmax(0,480px);align-items:center;gap:clamp(28px,5vw,80px);margin:0 auto;padding:clamp(36px,4vw,56px) 0;display:grid}.ins-notes-title{font:400 clamp(1.8rem, 2.8vw, 2.5rem)/1.08 var(--font-serif-stack);color:var(--navy);margin:4px 0 0}.ins-notes-text{max-width:52ch;font:400 13.5px/1.7 var(--font-body-stack);color:var(--ink);margin:12px 0 0}.ins-notes-form{flex-wrap:wrap;gap:0;display:flex}.ins-notes-input{background:var(--paper-card);min-width:0;height:50px;font:400 13px/1 var(--font-body-stack);color:var(--navy);border:1px solid #1e3a5f4d;border-right:none;outline:none;flex:1;padding:0 18px;transition:border-color .25s}.ins-notes-input:focus{border-color:var(--navy)}.ins-notes-btn{justify-content:center;height:50px}.ins-notes-btn:disabled{opacity:.7;cursor:progress}.ins-notes-error{font:400 12px/1.5 var(--font-body-stack);color:#9b2c2c;flex-basis:100%;margin:12px 0 0}.ins-notes-error a{color:inherit}.ins-notes-success{animation:insFadeUp .6s var(--ease) both;align-items:flex-start;gap:16px;display:flex}.ins-notes-check{background:var(--navy);color:#fff;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:40px;height:40px;display:inline-flex}.ins-notes-success-title{font:400 1.6rem/1.1 var(--font-serif-stack);color:var(--navy);margin:0}.ins-notes-success-text{font:400 13px/1.6 var(--font-body-stack);color:var(--ink);margin:6px 0 0}.art-progress{z-index:120;pointer-events:none;opacity:0;height:3px;transition:opacity .3s;position:fixed;inset:0 0 auto}.art-progress.is-active{opacity:1}.art-progress-bar{background:var(--navy);transform-origin:0;will-change:transform;height:100%;transform:scaleX(0)}.page-article .pg-hero-short{height:auto;min-height:min(70svh,660px)}.page-article .pg-hero-copy{max-width:780px}.page-article .pg-hero-title{font-size:clamp(2.4rem,4.3vw,4rem);line-height:1.04}.page-article .pg-hero-lede{max-width:560px}.art-metabar{border-bottom:1px solid var(--line);background:var(--paper)}.art-metabar-inner{max-width:var(--container);padding:20px var(--gutter);box-sizing:content-box;flex-wrap:wrap;align-items:center;gap:18px clamp(24px,3vw,44px);margin:0 auto;display:flex}.art-byline{align-items:center;gap:14px;display:flex}.art-byline-photo{object-fit:cover;object-position:center 20%;background:var(--ivory-deep);border-radius:50%;width:44px;height:44px}.art-byline-name{font:500 13px/1.3 var(--font-body-stack);color:var(--ink);margin:0}.art-byline-name a{color:var(--navy);border-bottom:1px solid #0000;font-weight:600;text-decoration:none;transition:border-color .25s}.art-byline-name a:hover{border-bottom-color:currentColor}.art-byline-role{font:500 10px/1.3 var(--font-body-stack);letter-spacing:.06em;color:var(--muted);margin:3px 0 0}.art-meta-list{font:600 9px/1 var(--font-body-stack);letter-spacing:.18em;text-transform:uppercase;color:var(--muted);flex-wrap:wrap;align-items:center;margin:0;padding:0;list-style:none;display:flex}.art-meta-list li{align-items:center;gap:7px;display:inline-flex}.art-meta-list li+li:before{content:"";background:var(--line);width:1px;height:12px;margin:0 16px}.art-meta-list a{color:var(--navy);text-decoration:none}.art-meta-list a:hover{text-underline-offset:3px;text-decoration:underline}.art-share{align-items:center;gap:8px;margin-left:auto;display:flex;position:relative}.art-share-label{font:600 8.5px/1 var(--font-body-stack);letter-spacing:.22em;color:var(--muted);margin-right:6px}.art-share-btn{border:1px solid var(--line);width:38px;height:38px;color:var(--navy);cursor:pointer;transition:background .25s ease, color .25s ease, border-color .25s ease, transform .25s var(--ease);background:0 0;border-radius:50%;justify-content:center;align-items:center;text-decoration:none;display:inline-flex}.art-share-btn:hover{background:var(--navy);border-color:var(--navy);color:#fff;transform:translateY(-2px)}.art-share-btn.is-copied{background:var(--navy);border-color:var(--navy);color:#fff}.art-share-toast{font:600 8.5px/1 var(--font-body-stack);letter-spacing:.18em;text-transform:uppercase;color:var(--navy);opacity:0;pointer-events:none;transition:opacity .25s,transform .25s;position:absolute;top:calc(100% + 8px);right:0;transform:translateY(-4px)}.art-share-toast.is-on{opacity:1;transform:none}.art-main{padding:clamp(48px, 6vw, 88px) var(--gutter) var(--section-y)}.art-layout{max-width:var(--container);grid-template-columns:190px minmax(0,680px) 300px;justify-content:space-between;align-items:start;gap:clamp(32px,3.6vw,56px);margin:0 auto;display:grid}.art-toc-col,.art-rail{align-self:stretch}.art-toc-sticky,.art-rail-sticky{position:sticky;top:110px}.art-rail-label{font:600 8.5px/1 var(--font-body-stack);letter-spacing:.24em;color:var(--navy);margin:0 0 14px}.art-toc ol{border-left:1px solid var(--line);margin:0;padding:0;list-style:none}.art-toc li a{font:400 12px/1.45 var(--font-body-stack);color:var(--muted);padding:8px 0 8px 16px;text-decoration:none;transition:color .25s;display:block;position:relative}.art-toc li a:before{content:"";background:var(--navy);width:2px;transition:transform .35s var(--ease);position:absolute;top:8px;bottom:8px;left:-1px;transform:scaleY(0)}.art-toc li a:hover,.art-toc li a.is-active{color:var(--navy)}.art-toc li a.is-active:before{transform:scaleY(1)}.art-back{font:600 9px/1 var(--font-body-stack);letter-spacing:.2em;color:var(--navy);align-items:center;gap:8px;margin-top:28px;text-decoration:none;display:inline-flex}.art-back svg{transition:transform .3s var(--ease)}.art-back:hover svg{transform:translate(-4px)}.art-body{min-width:0;font:400 17px/1.8 var(--font-body-stack);color:var(--ink)}.art-p{margin:0 0 1.35em}.art-lead:first-letter{float:left;font:400 5.1em/.8 var(--font-serif-stack);color:var(--navy);margin:.08em .12em 0 -.02em}.art-h2{font:400 clamp(1.75rem, 2.5vw, 2.1rem)/1.14 var(--font-serif-stack);letter-spacing:-.008em;color:var(--navy);text-wrap:balance;margin:2.1em 0 .65em;scroll-margin-top:110px}.art-anchor{color:inherit;text-decoration:none}.art-anchor:after{content:"#";color:var(--greige);opacity:0;margin-left:.3em;font-size:.7em;transition:opacity .2s}.art-anchor:hover:after,.art-anchor:focus-visible:after{opacity:1}.art-h3{font:500 clamp(1.3rem, 1.8vw, 1.5rem)/1.2 var(--font-serif-stack);color:var(--navy);margin:1.8em 0 .5em;scroll-margin-top:110px}.art-h2+.art-h3{margin-top:.8em}.art-list{margin:0 0 1.5em;padding:0;list-style:none}.art-list li{margin-bottom:.7em;padding-left:30px;position:relative}.art-ul li:before{content:"";background:var(--navy);opacity:.75;width:6px;height:6px;position:absolute;top:.78em;left:6px;transform:rotate(45deg)}.art-ol{counter-reset:art-ol}.art-ol li{counter-increment:art-ol;padding-left:38px}.art-ol li:before{content:counter(art-ol, decimal-leading-zero);font:500 1.05em/1.6 var(--font-serif-stack);color:var(--navy);opacity:.7;position:absolute;top:.1em;left:0}.art-quote{border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin:2.4em 0;padding:34px 0 30px;position:relative}.art-quote-mark{background:var(--paper);font:400 5rem/1 var(--font-serif-stack);color:var(--greige);padding-right:12px;position:absolute;top:-.32em;left:-.04em}.art-quote blockquote{margin:0}.art-quote blockquote p{font:400 clamp(1.55rem, 2.4vw, 2rem)/1.3 var(--font-serif-stack);color:var(--navy);text-wrap:pretty;margin:0;font-style:italic}.art-quote figcaption{font:600 9px/1 var(--font-body-stack);letter-spacing:.22em;text-transform:uppercase;color:var(--navy);align-items:center;gap:12px;margin-top:18px;display:flex}.art-quote figcaption:before{content:"";opacity:.5;background:currentColor;width:26px;height:1px}.art-callout{background:var(--ivory);border-left:3px solid var(--navy);margin:2.2em 0;padding:clamp(24px,3vw,34px) clamp(24px,3vw,36px)}.art-callout-title{font:600 9.5px/1.3 var(--font-body-stack);letter-spacing:.22em;text-transform:uppercase;color:var(--navy);margin:0 0 10px}.art-callout-text{margin:0;font-size:15.5px;line-height:1.75}.art-stats{grid-template-columns:repeat(var(--art-cols,3), minmax(0, 1fr));border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin:2em 0 2.2em;display:grid}.art-stat{border-left:1px solid var(--line);padding:24px 20px 22px}.art-stat:first-child{border-left:none;padding-left:0}.art-stat-value{font:400 clamp(1.45rem, 2vw, 1.75rem)/1.1 var(--font-serif-stack);color:var(--navy);display:block}.art-stat-label{font:400 11.5px/1.55 var(--font-body-stack);color:var(--muted);margin-top:10px;display:block}.art-figure{margin:2.4em 0}.art-figure-media{aspect-ratio:3/2;background:var(--ivory-deep);overflow:hidden}.art-figure-media img{object-fit:cover;width:100%;height:100%;display:block}.art-figure figcaption{font:400 12px/1.6 var(--font-body-stack);color:var(--muted);margin-top:12px}.art-signoff{border-top:1px solid var(--line);align-items:flex-start;gap:22px;margin-top:56px;padding-top:36px;display:flex}.art-signoff-photo{object-fit:cover;object-position:center 20%;background:var(--ivory-deep);border-radius:50%;flex-shrink:0;width:72px;height:72px}.art-signoff-text{font:400 13.5px/1.7 var(--font-body-stack);color:var(--ink);margin:0 0 18px}.art-takeaways{background:var(--ivory);padding:30px 28px 26px}.art-takeaways ol{counter-reset:art-tk;margin:0;padding:0;list-style:none}.art-takeaways li{counter-increment:art-tk;font:400 12.5px/1.6 var(--font-body-stack);color:var(--ink);border-top:1px solid var(--line);padding:14px 0 14px 34px;position:relative}.art-takeaways li:first-child{border-top:none;padding-top:4px}.art-takeaways li:before{content:counter(art-tk, decimal-leading-zero);font:400 1.15rem/1 var(--font-serif-stack);color:#1e3a5f8c;position:absolute;top:12px;left:0}.art-takeaways li:first-child:before{top:2px}.art-talk{background:var(--paper-card);border:1px solid var(--line);margin-top:18px;padding:26px 26px 24px}.art-talk-head{align-items:center;gap:14px;display:flex}.art-talk-head .art-rail-label{margin-bottom:6px}.art-talk-photo{object-fit:cover;object-position:center 20%;background:var(--ivory-deep);border-radius:50%;flex-shrink:0;width:52px;height:52px}.art-talk-title{font:400 1.25rem/1.15 var(--font-serif-stack);color:var(--navy);margin:0}.art-talk-text{font:400 12.5px/1.65 var(--font-body-stack);color:var(--ink);margin:14px 0 0}.art-talk-btn{justify-content:center;width:100%;margin-top:18px;padding-left:14px;padding-right:14px}.art-talk-phone{text-align:center;font:500 11px/1.4 var(--font-body-stack);letter-spacing:.04em;color:var(--muted);margin-top:12px;text-decoration:none;display:block}.art-talk-phone:hover{color:var(--navy)}.art-hood{padding:0 var(--gutter) var(--section-y)}.art-hood-card{max-width:var(--container);color:#fff;background:var(--navy-deep);isolation:isolate;align-items:flex-end;min-height:clamp(320px,32vw,440px);margin:0 auto;text-decoration:none;display:flex;position:relative;overflow:hidden}.art-hood-media,.art-hood-media img{width:100%;height:100%;position:absolute;inset:0}.art-hood-media img{object-fit:cover;transition:transform 1.4s var(--ease)}.art-hood-card:hover .art-hood-media img{transform:scale(1.05)}.art-hood-shade{background:linear-gradient(90deg,#0a1626cc 0%,#0a162680 45%,#0a16261a 85%);position:absolute;inset:0}.art-hood-copy{z-index:1;flex-direction:column;align-items:flex-start;max-width:560px;padding:clamp(32px,4.5vw,64px);display:flex;position:relative}.art-hood-title{font:400 clamp(2.1rem, 3.6vw, 3.3rem)/1.04 var(--font-serif-stack);letter-spacing:-.012em}.art-hood-tagline{font:400 14px/1.6 var(--font-body-stack);color:#ffffffd9;margin-top:12px}.art-hood-cta{margin-top:26px}.art-hood-card:hover .art-hood-cta svg{transform:translate(5px)}.art-related{padding:var(--section-y) var(--gutter);background:var(--ivory)}.art-related .ins-latest-head .eyebrow{margin-bottom:8px}.art-related .ins-card-media{background:var(--greige)}.art-pager{padding:0 var(--gutter);background:var(--paper)}.art-pager-inner{max-width:var(--container);border-bottom:1px solid var(--line);grid-template-columns:1fr 1fr;margin:0 auto;display:grid}.art-pager-link{color:var(--navy);flex-direction:column;gap:12px;padding:clamp(36px,4vw,56px) clamp(16px,3vw,48px) clamp(36px,4vw,56px) 0;text-decoration:none;display:flex}.art-pager-next{text-align:right;border-left:1px solid var(--line);align-items:flex-end;padding-left:clamp(16px,3vw,48px);padding-right:0}.art-pager-dir{font:600 9px/1 var(--font-body-stack);letter-spacing:.22em;color:var(--muted);align-items:center;gap:10px;display:inline-flex}.art-pager-dir svg{transition:transform .3s var(--ease)}.art-pager-prev:hover .art-pager-dir svg{transform:translate(-5px)}.art-pager-next:hover .art-pager-dir svg{transform:translate(5px)}.art-pager-title{max-width:30ch;font:400 clamp(1.4rem, 2.1vw, 1.85rem)/1.15 var(--font-serif-stack);text-wrap:balance;transition:opacity .25s}.art-pager-link:hover .art-pager-title{opacity:.75}.art-pager-cat{font:600 8.5px/1 var(--font-body-stack);letter-spacing:.2em;text-transform:uppercase;color:var(--navy)}@media (max-width:1240px){.ins-tabs{gap:22px}.art-layout{grid-template-columns:minmax(0,680px) 300px}.art-toc-col{display:none}}@media (max-width:1024px){.ins-filter-inner{flex-direction:column;align-items:stretch;gap:0;padding-bottom:14px}.ins-tabs-scroll{scrollbar-width:none;margin:0 calc(var(--gutter) * -1);padding:0 var(--gutter);-webkit-mask-image:linear-gradient(90deg, transparent 0, #000 var(--gutter), #000 calc(100% - var(--gutter)), transparent 100%);-webkit-mask-image:linear-gradient(90deg, transparent 0, #000 var(--gutter), #000 calc(100% - var(--gutter)), transparent 100%);mask-image:linear-gradient(90deg, transparent 0, #000 var(--gutter), #000 calc(100% - var(--gutter)), transparent 100%);overflow-x:auto}.ins-tabs-scroll::-webkit-scrollbar{display:none}.ins-tabs{width:max-content}.ins-tab{padding:22px 0 20px}.ins-tabs-bar{bottom:12px}.ins-search{width:100%}.ins-featured-grid{grid-template-columns:1fr 1fr}.ins-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.ins-grid>.ins-card:nth-child(n){border-left:1px solid var(--line);padding:0 clamp(16px,2.4vw,24px)}.ins-grid>.ins-card:nth-child(odd){border-left:none;padding-left:0}.ins-grid>.ins-card:nth-child(2n){padding-right:0}.ins-grid-related>.ins-card:nth-child(3){display:none}.ins-market{grid-template-columns:1fr 1fr}.ins-topics-row{scroll-snap-type:x mandatory;scrollbar-width:none;margin:0 calc(var(--gutter) * -1);padding:0 var(--gutter);scroll-padding:0 var(--gutter);display:flex;overflow-x:auto}.ins-topics-row::-webkit-scrollbar{display:none}.ins-topic{scroll-snap-align:start;flex:0 0 clamp(200px,30vw,260px)}.ins-notes-inner{grid-template-columns:1fr}.art-layout{grid-template-columns:minmax(0,1fr);max-width:720px}.art-rail-sticky{grid-template-columns:1fr 1fr;align-items:start;gap:18px;margin-top:8px;display:grid;position:static}.art-talk{margin-top:0}.page-article .pg-hero-copy{max-width:640px}}@media (max-width:768px){.ins-filter{position:relative;top:auto}.ins-filter-inner{min-height:0}.ins-featured{padding-top:36px}.ins-featured-grid{grid-template-columns:1fr;gap:26px;padding-bottom:48px}.ins-featured-media{aspect-ratio:4/3}.ins-featured-excerpt{margin-top:16px}.ins-featured-copy .ins-meta,.ins-featured-cta{margin-top:20px}.ins-latest{padding-top:48px}.ins-latest-head{flex-wrap:wrap;align-items:flex-end}.ins-grid{grid-template-columns:1fr;row-gap:0}.ins-grid>.ins-card:nth-child(n){border-left:none;border-top:1px solid var(--line);padding:36px 0}.ins-grid>.ins-card:first-child{border-top:none;padding-top:0}.ins-grid>.ins-card:last-child{padding-bottom:0}.ins-grid-related{scroll-snap-type:x mandatory;scrollbar-width:none;margin:0 calc(var(--gutter) * -1);padding:0 var(--gutter);scroll-padding:0 var(--gutter);gap:18px;display:flex;overflow-x:auto}.ins-grid-related::-webkit-scrollbar{display:none}.ins-grid-related>.ins-card:nth-child(n){scroll-snap-align:start;border-top:none;flex:0 0 82%;padding:0;display:block}.ins-card-title{font-size:1.6rem}.ins-card-excerpt{font-size:13px}.ins-market{grid-template-columns:1fr}.ins-market-copy{max-width:none;padding:52px var(--gutter) 40px;justify-self:stretch}.ins-market-media{aspect-ratio:4/3;min-height:0}.ins-topic{flex-basis:62%;padding:0 12px}.ins-topic-label{min-height:24px}.ins-notes-inner{gap:22px}.ins-notes-form{flex-direction:column;gap:10px}.ins-notes-input{border-right:1px solid #1e3a5f4d;flex:none;width:100%}.ins-notes-btn{width:100%}.page-article .pg-hero-short{min-height:520px}.page-article .pg-hero-title{font-size:clamp(2.1rem,8.6vw,2.8rem)}.page-article .pg-hero-lede{-webkit-line-clamp:4;line-clamp:4;-webkit-box-orient:vertical;display:-webkit-box;overflow:hidden}.art-metabar-inner{padding:18px var(--gutter);gap:16px}.art-meta-list{flex-basis:100%;order:3}.art-share{gap:6px;margin-left:auto}.art-share-label{display:none}.art-share-btn{width:44px;height:44px}.art-byline-role{font-size:9.5px}.art-main{padding-top:40px}.art-body{font-size:16.5px;line-height:1.78}.art-lead:first-letter{font-size:4.6em}.art-h2{margin-top:1.8em;scroll-margin-top:90px}.art-stats{grid-template-columns:1fr}.art-stat:nth-child(n){border-left:none;border-top:1px solid var(--line);padding:18px 0}.art-stat:first-child{border-top:none}.art-quote-mark{font-size:4rem}.art-signoff{flex-direction:column;gap:16px}.art-rail-sticky{grid-template-columns:1fr}.art-hood-card{min-height:380px}.art-hood-shade{background:linear-gradient(#0a16261a 0%,#0a1626d9 80%)}.art-hood-copy{padding:28px 22px}.art-pager-inner{grid-template-columns:1fr}.art-pager-link{padding:30px 0}.art-pager-next{text-align:left;border-left:none;border-top:1px solid var(--line);align-items:flex-start;padding-left:0}}@media (max-width:480px){.ins-topic{flex-basis:72%}.art-talk,.art-takeaways{padding-left:22px;padding-right:22px}}@media (prefers-reduced-motion:reduce){.ins-tabs-bar,.ins-card-media img,.ins-featured-media img,.ins-market-media img,.ins-topic-media img,.art-hood-media img,.art-toc li a:before,.art-progress-bar{transition:none!important}.ins-card-link:hover .ins-card-media img,.ins-featured-grid:hover .ins-featured-media img,.ins-market:hover .ins-market-media img,.ins-topic-link:hover .ins-topic-media img,.art-hood-card:hover .art-hood-media img{transform:none}.ins-empty,.ins-notes-success{animation:none}}.art-crumbs{max-width:var(--container);margin:0 auto clamp(28px,3.4vw,44px)}.art-answer.seo-answer{margin:0 0 clamp(36px,4vw,52px)}.art-answer .seo-answer-facts{display:none}@media (max-width:1024px){.art-answer .seo-answer-facts{grid-template-columns:minmax(0,1fr);display:grid}.art-rail .art-takeaways{display:none}.art-rail-sticky{grid-template-columns:minmax(0,1fr)}}